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The information provided by Australian Investment Education Pty Ltd (CAR 338875) to you does not constitute personal financial product advice. The information provided is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. Australian Investment Education recommends that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Australian Investment Education does not warrant the accuracy, completeness or currency of the information provided. Past performance of any product discussed is not indicative of future performance. (We urge that caution should be exercised in assessing past performance. All financial products are subject to market forces and unpredictable events that may adversely affect their future performance).We may at times refer to third parties. Details of these third parties have been provided solely for you to obtain further information about other relevant products and entities in the market. Australian Investment Education has no control over the information third parties have, or the products or services offered, and therefore make no representations regarding the accuracy or suitability of such information, products or services. You are advised to make your own enquiries in relation to third parties. Our inclusion of any third party content is not an endorsement of that content or the third party. At your request, we can provide comprehensive financial planning advice with a Longhou Capital Markets Pty Ltd (AFSL 292464) authorised Financial Planner. If you choose to use a Longhou Capital Markets planner, he or she will complete a thorough review of your financial circumstances. They will then be in a position to consider your individual objectives, your current financial situation and needs before recommending a suitable strategy that meets your specific requirements.